The Newfoundland and Labrador public utilities board recently released its report on auto insurance in that province. In 2017 reports commissioned by the governments of Ontario and British Columbia were released. The three reports are attached.
On 20 March 2019 the Insurance Bureau of Canada (IBC) released a report that compared auto insurance rates in B.C. and Alberta. It argued that the price difference was the result of competition;http://assets.ibc.ca/Documents/Auto%20Insurance/BC-Auto/Comparison-of-Auto-Insurance-in-BC-and-Alberta.pdf. ICBC issued a statement; https://www.icbc.com/about-icbc/newsroom/Pages/2019-mar19.aspx. See also https://vancouversun.com/news/politics/b-c-drivers-pay-more-than-albertans-for-same-auto-insurance-report.
My article published by The Tyee online journal; https://thetyee.ca/Analysis/2018/06/07/ICBC-Changes-Insurer-Woes/?utm_source=daily&utm_medium=email&utm_campaign=070618
Dr. Rose Devlin's 25 July 2017 report "A Comparison of Automoble Regimes in Canada" is posted with the permission of the Trial Lawyers Association of British Columbia.
After being leaked to Postmedia, the government released the July 1o, 2017 Ernst Young report on ICBC; http://www.icbc.com/about-icbc/company-info/Documents/Affordable-and-Effective-AutoInsurance-Report.pdf CKNW interviews with Minister Eby, Liberal MLA Wilkinson and Richard McCandless;http://globalnews.ca/news/3620885/icbc-considering-raising-car-insurance-premiums-by-30-per-cent/ and Vaughn Palmer's comments http://vancouversun.com/opinion/columnists/vaughn-palmer-eby-considers-safer-technology-versus-hiking-icbc-rates. Chuck Byrne's (Insurance Brokers Association) comments; http://www.insurancebusinessmag.com/ca/news/auto/report-is-great-opportunity-for-icbc-to-bring-in-reforms-74363.aspx
My article in the Tyee reviews the implications of the Liberal Party's four year revenue estimates for BC Hydro and ICBC;https://thetyee.ca/Opinion/2017/05/01/Rate-Increases-BC-Hydro-ICBC/?utm_source=daily&utm_medium=email&utm_campaign=020517
A report by David Marshall recommends an over-haul of the Ontario system to focus on the management of injury claims to improve the efficieny and effectiveness of the auto insurance system. Useful, but the cross Canada premium comparisons are questionable. http://www.fin.gov.on.ca/en/autoinsurance/fair-benefits.pdf and https://news.ontario.ca/mof/en/2017/04/ontario-releases-report-on-auto-insurance.html
In 2011, the government's Internal Audit and Advisory Services group conducted a review of ICBC's operations, and published its report in August; http://www.fin.gov.bc.ca/iaas/pdf_docs/ICBC_Review_2012.pdf
A report in Bloomberg Businessweek describes how rising claims costs are forcing auto insurance price increases, providing opportunity for new entrants to the market; https://www.bloomberg.com/news/articles/2017-02-16/insurance-bills-rise-as-texters-crash-cars
"A foolish consistency is the hobgoblin of little minds...."; Richard McCandless submits comments and recommendations to the BC Utilities Commission respecting ICBC's 4.9% Basic rate increase for 2016.
Richard McCandless, in The Times Colonist, outlines the looming financial crisis at ICBC; http://www.timescolonist.com/opinion/op-ed/be-prepared-for-icbc-rate-increase-shock-1.3101218
My submision to the BC Utilities Commission on ICBC's 2014 rate request, including a history of the capital reserve and government directives; http://www.bcuc.com/Documents/Arguments/2015/DOC_43293_03-12-2015_McCandless_Final-Argument.pdf
My survey of ICBC's 2015 rate request and recommendations to the BC Utilities Commission; http://www.bcuc.com/Documents/Arguments/2016/DOC_45935_03-14-2016_McCandless_Final-Argument.pdf
Article in BC Studies by Malcolm G. Bird which surveys public public automobile insurance in Canada. http://ojs.library.ubc.ca/index.php/bcstudies/issue/view/182397
This article, published by BC Studies in 2013, focuses on the political and financial relationship between the publicly-owned ICBC and the provincial government from 1970 to 2010.